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Car subscriptions in Switzerland

Drive on your terms in Switzerland.

One monthly payment. No long tie-ins. An independent, editorial guide to car subscription and flexible lease providers in Switzerland.

Market status: Established market

Photo: Image Hunter / Pexels

Car Subscriptions in Switzerland

Switzerland is one of Europe's most established car subscription markets.

The Auto-Abo has become a mainstream alternative to leasing, with home-grown specialists such as Carvolution, Carify, Clyde and simpcar competing alongside international rental and leasing groups. A typical plan bundles insurance, servicing, tyres, the motorway vignette and cantonal motor vehicle tax into a single monthly price in Swiss francs.

Providers operate nationwide, though most are based in German-speaking Switzerland around Zurich and Bern; many also serve customers in French-speaking Romandie and Italian-speaking Ticino, and some websites are available in French or Italian. Terms range from one month to four years, with longer commitments bringing lower monthly prices. Because the car is registered in your home canton, prices can vary slightly depending on where you live.

Switzerland

Why choose a car subscription in Switzerland?

Cantonal registration handled

The provider registers the car in your canton of residence and pays the cantonal motor vehicle tax, which varies considerably from canton to canton.

Insurance and vignette included

Liability and comprehensive (Vollkasko) insurance and the annual motorway vignette are usually part of the price, removing several separate annual bills.

Tyre changes and storage

Seasonal tyre changes, important in alpine regions, and tyre storage are typically included.

Electric cars without long commitment

Several Swiss providers specialise in EVs, letting you try electric driving without the residual-value risk of buying.

No large down payment

Most Auto-Abos require no down payment, unlike many leases, although some offer a lower monthly rate if you pay one.

Transparent comparison with leasing

Because nearly every running cost is bundled, it is easier to compare total monthly costs against leasing or buying.

6 providers

Car subscription providers in Switzerland

Providers we have found operating in Switzerland. Listings are editorial and in no particular ranked order, unless marked as promoted.

Ayvens Flex

No verified public rating found
Business

Flexible business lease from 1 to 24 months with no early-return fee

Ayvens Flex is the flexible leasing product of Ayvens Switzerland, aimed mainly at companies. Contracts run from 1 to 24 months and can be ended early without a termination fee. A fixed monthly price covers financing, maintenance, repairs, tyres, insurance (liability, own damage and legal expenses), road tax and 24/7 European roadside assistance. It suits new hires, short projects and seasonal needs. Prices are quoted on request through Ayvens, whose Swiss office is in Zurich.

Minimum term: 1 month · Maximum term: 24 months

Contact
Address
Baslerstrasse 60, 8048 Zürich, Switzerland

Carify

No verified public rating found
Personal · Business

Zurich-based Auto-Abo marketplace with 1 to 48-month terms and rollover kilometres

Carify is a Zurich-based car subscription platform that offers more than 2,500 vehicles through partner garages. Minimum terms are 1, 3, 6, 12, 18, 24, 36 or 48 months, after which plans can be cancelled monthly, with prices from around CHF 199 a month and no setup fee or down payment. Packages range from 750 to 3,000 km a month, and unused kilometres roll over. Insurance comes in three levels with different excesses, and repairs, servicing, cantonal tax, registration and the first vignette are included.

Minimum term: 1 month · Maximum term: 48 months

  • Volkswagen
  • Skoda
  • BMW
  • Audi
  • Mercedes-Benz
  • Tesla
  • Toyota
  • Hyundai
Contact
Address
Weberstrasse 3, 8004 Zürich, Switzerland

Carvolution

No verified public rating found
Personal · Business

Swiss Auto-Abo specialist with terms from 3 to 48 months and a purchase option

Carvolution, based in Bannwil in the canton of Bern, describes itself as Switzerland's most popular car subscription. Minimum terms run from 3 to 48 months, with monthly packages from 350 to 3,250 km. The price includes liability and comprehensive insurance with a choice of collision excess, tyres including changes and storage, servicing at brand garages, registration in your home canton and the first vignette. Advertised prices have started from around CHF 246 a month, some with an optional down payment, and you can buy the car after the minimum term.

Minimum term: 3 months · Maximum term: 48 months

  • Volkswagen
  • Skoda
  • Toyota
  • BMW
  • Audi
  • Tesla
  • Polestar
  • Volvo
Contact
Address
Neufeldweg 2, 4913 Bannwil, Switzerland

Clyde

No verified public rating found
Personal · Business

Electric car subscription with home delivery and terms from one to 48 months

Clyde is a Swiss subscription provider focused on electric cars, with a fixed all-inclusive price. Minimum terms range from 1 to 48 months and mileage packages from 250 to 4,000 km a month. Insurance, registration, servicing, tyres, multiple drivers, the vignette, taxes and home delivery within Switzerland are included, and an optional Premium package covers charging. Drivers must be at least 20, live in Switzerland and pass a credit check. Promoted brands include Audi, Volkswagen, Skoda and Cupra, and delivery usually takes three to four weeks.

Minimum term: 1 month · Maximum term: 48 months

  • Audi
  • Volkswagen
  • Skoda
  • Cupra

simpcar

No verified public rating found
Personal · Business

Bernese Auto-Abo provider where everything except fuel is included

simpcar is a car subscription provider based in Kallnach in the canton of Bern. Its plans include comprehensive insurance, cantonal vehicle tax, servicing and maintenance, a summer and winter tyre package, plates and registration, and the annual vignette, leaving only fuel to pay. Customers choose the car, term and mileage, with prices advertised from around CHF 449 a month; an example contract showed a 3-month term with 850 km a month. simpcar says there are no surprise charges at the end of the contract.

Minimum term: 3 months

Contact
Address
Sägeweg 30, 3283 Kallnach, Switzerland

SIXT+ Schweiz

No verified public rating found
Personal · Business

SIXT's Auto-Abo with 3 to 12-month minimum terms and monthly renewal

SIXT+ is the car subscription of rental group SIXT. In Switzerland you choose a minimum term of 3, 6 or 12 months, after which the contract renews in 30-day periods and can be ended by returning the car to a SIXT branch. Maintenance and wear, taxes and fees, the Swiss motorway vignette, liability insurance, registration and seasonal tyres are included, with a base kilometre package plus 1,000 bonus km. Deductibles can be reduced for a surcharge. Bookings need 24 hours' notice and pick-up is possible within four days.

Minimum term: 3 months

  • BMW
  • Mercedes-Benz
  • Audi
  • Volkswagen

Guide

How car subscriptions work in Switzerland

To take out an Auto-Abo you normally need Swiss residence (newcomers need a residence permit to register a car in their name), a category B licence recognised in Switzerland, a positive credit check and often a credit card in your name. Minimum ages typically start at 20 to 23, and some providers require drivers to be 30 or older for high-powered cars. Cars are registered in your home canton, delivered to your door or collected from a hub, and mileage is chosen as a monthly package. Insurance excesses vary by package, and fuel or charging is usually extra.

Things to check before you subscribe

  • Compare total cost across terms; a 3-month plan can be much dearer per month than a 24-month plan.
  • Check the collision (Vollkasko) excess and whether parking damage is covered.
  • Confirm whether delivery and collection are free in your region, including Romandie and Ticino.
  • Make sure your licence is recognised in Switzerland and that you have the required residence permit.
  • Ask how unused or extra kilometres are handled at the end of the term.

Business

Car subscriptions for business

Swiss companies use car subscriptions for flexible fleets, new staff and project work, and several providers have dedicated business teams. Private use of a company car is generally treated as a taxable benefit in Switzerland, and VAT and expense treatment depend on the company's circumstances and canton. Check with a fiduciary or tax adviser before deciding between an Auto-Abo, leasing or buying for business use.

Frequently asked questions

What does a Swiss Auto-Abo usually include?

Typically insurance, servicing and repairs, tyres and tyre changes, cantonal motor vehicle tax, registration and the first motorway vignette. Fuel or electricity is usually extra.

Can I subscribe if I live in Geneva, Lausanne or Lugano?

Many providers operate nationwide and register cars in any canton. Check delivery areas and whether contracts and support are available in French or Italian.

Do I need a Swiss residence permit?

Generally yes for private subscriptions, as the car is registered at your Swiss address. Company vehicles can have different rules.

How does an Auto-Abo compare with leasing?

Leasing usually has a lower base rate but you pay insurance, tax, tyres and servicing separately, and it often requires a down payment. An Auto-Abo bundles these and offers shorter terms.

Can I buy the car at the end?

Some providers, such as Carvolution, offer a purchase option after the minimum term. Others do not, so ask before signing.