Winter tyres sorted
Swedish law requires winter tyres in wintry conditions from December to March; most subscriptions include seasonal tyre changes and storage.
Car subscriptions in Sweden
Drive on your terms in Sweden.
One monthly payment. No long tie-ins. An independent, editorial guide to car subscription and flexible lease providers in Sweden.
Market status: Established market
Car Subscriptions in Sweden
Sweden was one of the first countries where car makers sold cars by monthly subscription, and the idea of a fixed monthly fee covering insurance, servicing and tyres is now familiar to many Swedish drivers.
The market has matured and reshaped since then: some early brand-led schemes have moved to longer, lease-like contracts, while rental companies and independent operators have filled the space for genuinely short commitments.
Today the choice ranges from month-to-month services from Toyota's KINTO and Avis to electric-only subscriptions from imove and regional players such as Novus Mobility in Skåne. Prices typically start around 5,000–6,000 kr a month for a small car. Seasonal tyres, the vehicle tax and comprehensive insurance are common inclusions, but the details (mileage, excess, congestion tax) vary, so it pays to compare like for like.
Sweden
Why choose a car subscription in Sweden?
Insurance and vehicle tax bundled
Many plans include full (hel) insurance and the annual vehicle tax, so you avoid arranging cover and paying fordonsskatt separately.
No resale risk
With residual values of EVs and petrol cars shifting quickly, a subscription leaves depreciation with the provider rather than you.
Inspection handled
Periodic MOT-style inspection (besiktning) and scheduled servicing are usually arranged within the monthly fee.
Easy way to try an EV
Short commitments let you test life with an electric car and Sweden's charging network before committing to buy or lease long term.
Flexible for relocations
Month-to-month options suit people moving to Sweden, project workers or anyone waiting for a new car to be delivered.
5 providers
Car subscription providers in Sweden
Providers we have found operating in Sweden. Listings are editorial and in no particular ranked order, unless marked as promoted.
Avis Minilease
Monthly car rental from 31 days with reduced excess and maintenance
Avis Minilease is a monthly rental product for people who need a car for a few months. The first period is at least 31 days, after which there is no binding and you pay for the days used. You choose one of three mileage options, and the price includes reduced excess for collision and theft, maintenance, road tax and one additional driver. You book a car group rather than a specific model and can swap monthly. Pickup is at Avis stations in cities including Stockholm, Gothenburg, Uppsala and Umeå. Minimum driver age is 19.
Minimum term: 31 days · Maximum term: 12 months
Contact
- Phone
- +46 10 494 81 29
Care by Volvo
All-in monthly Volvo plan with insurance, service and connectivity
Care by Volvo in Sweden is now a fixed-price, three-year plan financed through Volvofinans rather than a short rolling subscription. The monthly fee bundles a service agreement, half insurance (halvförsäkring) from Volvia, Volvo Assistance, warranties and in-car connectivity, with no down payment and a guaranteed residual value. The base allowance is 10,000 km a year. Vehicle tax is billed separately. You can end early with six months' notice and switch car. It suits drivers who want a new Volvo EV with predictable costs rather than maximum flexibility.
Minimum term: 36 months · Maximum term: 36 months
Volvo
imove
Electric car subscription with home delivery and full insurance
imove is a Scandinavian electric-car subscription provider. In Sweden it offers battery-electric cars on a fixed monthly price that includes comprehensive insurance, servicing, summer and winter tyres with storage, and delivery to your home. You choose a short or longer binding period and how far you expect to drive, and any licensed driver can use the car at no extra cost. Its Swedish range has been small, with an MG ZS EV listed from about 5,990 kr a month at the time of checking. It suits households wanting an EV without ownership risk.
MG
Contact
- [email protected]
KINTO Flex
Month-to-month Toyota and Lexus subscription with insurance and tyres included
KINTO Flex is Toyota's short-term subscription in Sweden, offering Toyota and Lexus models on contracts from one to twelve months with no binding period after the first month. The monthly price covers vehicle tax, servicing, full insurance with excess reduction, tyre changes and storage, inspection and normal wear. Around 3,000 km a month is included (1,500 km on 12-month offers), with extra distance at about 2 kr/km. Prices start from roughly 6,000 kr a month for a Corolla Touring Sports. It suits people who want a new hybrid or EV quickly without a long commitment.
Minimum term: 1 month · Maximum term: 12 months
Toyota
Lexus
Novus Mobility
Malmö-based EV subscriptions from 3 to 24 months, delivered nationwide
Novus Mobility is a Malmö-based operator offering short-term rental and longer car subscriptions, mostly with electric and plug-in hybrid vehicles from newer brands such as Seres, Skyworth and DFSK, plus vans. Subscriptions run for 3, 6, 12 or 24 months at a fixed monthly price, starting from about 2,995 kr. Service and maintenance, summer and winter tyres and roadside assistance are included, and the company delivers across Sweden. It can also help sell your current car. It suits budget-conscious drivers in southern Sweden open to lesser-known EV brands.
Minimum term: 3 months · Maximum term: 24 months
Guide
How car subscriptions work in Sweden
You choose a car online, select a commitment period and a mileage band, and pass an identity and credit check, typically using BankID. Most providers require a Swedish personal identity number (personnummer) and a driving licence valid in Sweden; rental-based services such as Avis accept drivers from 19, while others set the minimum at 20–25. Deposits are uncommon, though some services take a card hold. Insurance is normally included with an excess, fuel or charging is your own cost, and congestion charges in Stockholm and Gothenburg are usually re-invoiced to you.
Things to check before you subscribe
- Compare the included mileage and the per-kilometre charge for extra distance (often around 2 kr/km).
- Check the insurance excess and whether a reduction is included or extra.
- Confirm who pays congestion tax, parking fines and tolls, and how they are invoiced.
- Read the binding period and notice rules; some 'subscriptions' are now multi-year contracts.
- Check whether driving outside the Nordic countries is allowed and at what cost.
Business
Car subscriptions for business
Sole traders and companies can use subscriptions or short-term leases as a flexible alternative to traditional company leasing, for example to cover new hires or project peaks. VAT recovery and benefit-in-kind (förmånsvärde) rules for cars available for private use are specific and change over time, so the right treatment depends on how the car is used; check with your accountant or Skatteverket before signing.
Frequently asked questions
Is a car subscription cheaper than buying in Sweden?
Usually not on a pure cost basis over many years, but it removes depreciation risk and bundles insurance, tax, tyres and servicing. It tends to make most sense for shorter periods or when you value flexibility.
Do I need a Swedish personnummer?
Most providers ask for one because credit checks and BankID depend on it. Rental-based monthly services may accept other ID, so check with the provider if you are new to Sweden.
Are winter tyres included?
In most Swedish subscriptions, yes: summer and winter tyres, the seasonal change and storage are commonly part of the fee. Always confirm in the terms.
Who pays congestion tax?
The driver. Congestion tax in Stockholm and Gothenburg is normally charged to the provider as registered keeper and then passed on to you, sometimes with an admin fee.
Can I cancel at any time?
It depends on the provider. Month-to-month services such as KINTO Flex allow you to end after the first month, while some brand subscriptions now have fixed terms with longer notice periods.
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